Fees

Restore Your Credit Score accepts Visa and MasterCard payments and requires autopay billing for monthly service fees. Restore Your Credit Score mandates clients subscribe to a suggested credit monitoring platform while enrolled.

Initial billing includes a tri-bureau credit analysis, valued at $150 and preparation of initial, tri-bureau challenges, valued at the monthly cost of the selected enrollment plan. No fees are charged until a review of the credit analysis with the client is complete and initial tri-bureau challenges are prepared. Once the credit analysis review is complete, and the initial tri-bureau challenges have been prepared, the initial payment of $150, plus the amount of the selected enrollment plan, will be billed to the authorized credit card on file. Monthly, interval billing will begin approximately 30 days later, and autopay billing will take place on or around the same day each month, thereafter, until termination of enrollment. Should autopay fail, an attempt to process the payment will be done within three (3) days. If payment fails a second time, the account will be restricted for 15 days, and good faith attempts to collect will be completed within this time frame. Should no resolution be made within 15 days of payment failure, enrollment will be suspended until the account is brought current. If there is no resolution within 30 calendar days, Restore Your Credit Score will assume this to be a communication of a cancelation request and will treat the account as canceled. 

Although payments are processed for the for the full amount due, they are collected and held in a reserve account for six months.  Funds collected will be released after six months, when documentation showing that promised results were achieved.